Your Mortgage Broker
in PA &FL

Maximize your investment with a tailor-made loan from
Three Rivers Lending, designed to fit your specific needs.
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Company Introductions           

ABOUT US

The Pittsburgh and surrounding areas is home to Three Rivers Lending, a focused and passionate Mortgage Company with 40 years combined experience. We have “5-star” service and we treat all our clients like family. Three Rivers Lending founders Kurt and Michelle Ziegler leverage their expertise in the mortgage and real estate markets to make your home buying experience seamless and painless.

As trusted mortgage brokers, we work with our clients to find you the perfect mortgage product and rate. As mortgage brokers we have the ability to shop numerous lenders so you will always be confident you have the perfect mortgage for your situation. We strive to walk our clients through the entire mortgage process so there are no surprises and the end goal of handing you the keys to your new home!

Kurt has been in the mortgage business for 30 years and can help anyone get a mortgage and Michelle is an accountant with several years of real estate experience. Together we have 7 children, and we understand how busy life can get. Start building equity now instead of wasting money on rent. Three Rivers Lending can help you get the home you have always wanted.

Three Rivers Lending is proud to be a local, family-run business helping our clients every step of the way. We offer Conventional, FHA, VA, USDA, Refinance, Reverse, Commercial, New Construction, Jumbo and Reverse Mortgages.

Call us today for a free quote!! 412-203-3379 You may also email us at  kurt@threeriverslending.com or michelle@threeriverslending.com.

Company Introductions           

Let Us Make Your Dreams Come True

The loan amount, the interest rate, and the term of the mortgage can have a dramatic effect on the total amount you will eventually pay for the property.

Further, mortgage payments typically will include monthly allocations of property taxes, hazard insurance, and (if applicable) private mortgage insurance (PMI).

Use our mortgage calculator to see the impact of these variables along with an amortization schedule. Accurately calculating your mortgage can be a critical first step when determining your budget.

LET’S START A CONVERSATION           

It’s quick, easy and confidential. No commitment required.

Simply reach out and we’ll reply with some great mortgage or refinance options based on your individual needs.

What type of home loan are you looking for?

HOME MORTGAGE

We offer Conventional, FHA, VA, USDA, Bank Statement, Jumbo, Fixed and Adjustable Rate and non-conforming mortgages.

HOME REFINANCE

Refinance your home for extra cash, remodel, pay off bills, put extra money into your business, money for Christmas or take that vacation you always wanted.

COMMERCIAL MORTGAGE

A mortgage for a business property under your business or personal name. We also offer Commercial Refinances.

NEW CONSTRUCTION

Building a new home? Call us for the best new home rates.

REVERSE MORTGAGE

For people who only want to pay interest and not a mortgage payment. Certain requirements must be met.

Customer Testimonials           

Posted on Google Google
Jake Fortwangler profile picture
Jake Fortwangler
July 30, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We had a great experience working with Three Rivers Lending. Michelle and Kurt were extremely helpful and professional throughout the entire process. I would definitely recommend them and work with them again in the future.
Posted on Google Google
Frank Kun profile picture
Frank Kun
July 8, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
We cannot say enough great things about Three Rivers Lending and our experience with Kurt and Michelle. From the very beginning, they made us feel like we were more than just clients. They truly cared about helping our family achieve our dream home. Their knowledge, patients, and willingness to answer every question made the entire process seem so simple. They guided us through each step, kept us informed, and make what could have been a stressful journey feel easy and stress-free. Thanks to Kurt and Michelle’s hard work and dedication, we were able to purchase our dream home. We are incredibly grateful for everything they did for us and would highly recommend them to anyone.
Posted on Google Google
Tori Singer profile picture
Tori Singer
June 10, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a wonderful experience with Kurt and Michelle on my loan in Florida. They were prompt, professional, and helped us understand everything we needed to know as young homeowners. Michelle was incredibly kind and was even patient working with me while I had my child next to me on the phone. She must be a fabulous grandmother! I will absolutely be using their services in the future! Thank you Three Rivers Lending! 💕
Posted on Google Google
Mike Visnich profile picture
Mike Visnich
April 29, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Michelle and Kurt were so helpful! They made the process incredibly smooth. Highly recommend working with them.
Posted on Google Google
Vignesh Shanmugam profile picture
Vignesh Shanmugam
April 28, 2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I had a fantastic experience working with Michelle Ziegler and the team at Three Rivers Lending. From the very beginning, they were professional, transparent, and incredibly helpful. As brokers, they were able to find me a competitive rate and a product that perfectly fit my needs. They truly treat you like family and make a complex process feel smooth and stress-free. I highly recommend them to anyone looking to buy or refinance!
30 years of working experience

Our Benefits           

Why Choose Us?

At Three Rivers Lending we will provide 5 star service from our expert staff. We make the mortgage process as painless as possible. Call today to get a FREE consultation on obtaining a mortgage. We treat all our customers like FAMILY. We also work with some of the best real estate agents. Ask us for help today.

99%

We Approve Loans

500+

5 – Star Reviews

5000+

Happy Customers

Directly From the Blog         

News & Articles

Navigating the Real Estate Market in 2024

Navigating the Real Estate Market in 2024

Introduction As we step into 2024, the real estate market continues to evolve, presenting opportunities and challenges for homebuyers and sellers. Understanding the current trends and making informed decisions is crucial for success in this dynamic environment. At...

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Navigating the Mortgage Maze: A Comprehensive Guide

Navigating the Mortgage Maze: A Comprehensive Guide

Buying a home is a significant milestone in one's life, representing a dream for many. However, for most people, this dream is only achievable with the help of a mortgage. Mortgages can be complex and overwhelming, but understanding the key aspects can make the...

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Success Stories         

Three Rivers Lending Closings

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